FREE ADHD Budget Tracker | Safe-to-Spend Starter Template | Calm & Simple Money Tracker for Neurodivergents

Overwhelmed by traditional budget spreadsheets? Try the calm, ADHD-friendly way to track your money—100% Free.

If standard budget apps feel too rigid, boring, or anxiety-inducing, the Safe to Spend Free Starter Edition was made for you. Designed specifically for neurodivergent minds, this lightweight starter tool cuts out financial clutter and gives you instant visual clarity on what’s safe to spend today.

🌿 What’s Included in the Free Starter Edition

• 📊 Dynamic "Safe-to-Spend" Engine: Automatically calculates your real daily allowance after accounting for unpaid bills and active subscriptions.

• 💵 Pay Cycle Planner: Set up your pay frequency and track primary salary plus extra side income.

• 📅 Bills & Subscription Trackers: Keep track of due dates and mark off bills as you pay them.

• 🕰️ 24-Hour Impulse Pause Wishlist: Take a calm cooling-off pause on non-essential impulse buys to protect your budget.

• 🎨 Aesthetic Customization: Enjoy 5 calming visual themes (Sage Green, Warm Beige, Lavender, Sky Blue, Blush) and multi-currency support.

• 🔒 10 Free Transaction Log Limit: Try out transaction logging with up to 10 entries to test the workflow without any commitment!

💡 Why Download the Free Starter Edition?

• Instant Access: Downloads in seconds. Just open the .html file in any web browser on your phone, tablet, or computer.

• Zero Risk: No credit card required, no account setup, and no monthly fees.

• 100% Private: Your data stays locally on your device—never stored on external servers.

🚀 Ready for Unlimited Power & Sinking Funds?

Love the free starter template? You can easily upgrade anytime to the Full Version to unlock:

• ✨ Unlimited Transaction Logging (no 10-entry cap)

• 🪣 Visual Sinking Funds & Savings Goal Meters

• 🌿 Low-Shame Guided Weekly Money Reviews & Past Reflection Archives

• ♾️ Lifetime Access & Future Feature Upgrades

👉 Click Here to View & Upgrade to the Full Version

📦 How to Get Started:

1. Download the .html template file.

2. Double-click to open it in Chrome, Edge, Safari, or your preferred browser.

3. Set your income, add your bills, and instantly view your Safe-to-Spend limit!

Download your free template today and experience stress-free, low-friction budgeting!